Skip to content
FREE LIVE MASTERCLASS · LIMITED SPOTS · JUNE 26th · 11.00 am CET
For high‒income professionals who make the rules.
Everywhere except here. Yet.
You pay over €1,239 a month into public insurance.

And still the system sets your priorities, not you.

Discover the 5 decisions most high earners in Germany get wrong about their coverage and finally make the one that fits your life.

Does this sound familiar?
Most high earners in Germany experience exactly this.
Because a system built for everyone cannot work for someone paying at the top.
Your reality with the public system:
You contribute at the top level. Yet the service doesn't match what you'd expect in return.
Appointments take weeks. When they finally happen, you have five rushed minutes - and no time to get to the question that actually matter.
The more you research, the less clear it gets. This system wasn't designed to be understood - it was designed to be paid into.
Everyone has a strong opinion. Your colleague switched and loves it. Your neighbor regrets it. With 23 open tabs still no clarity.
So you postpone. And still – the question keeps coming back:
Am I even in the right system?
You know what? You don't have to figure this out alone.
In this free "Going Private" Masterclass, you leave with a blueprint – not more questions.
You know what fits your situation. And you know what to do next.
Coverage that fits your life. Not the average.

Imagine this:
Your colleague mentions he's been waiting 7 weeks for an orthopaedist. You nod – and quietly think: never again.
You choose your specialist based on expertise – not based on who has the next available slot. Appointments fit your calendar.
Your contributions finally match the services you actually receive. No more quiet friction between what you pay and what you get.
You stop paying extra out of pocket for things that should be standard – and redirect that money toward the life you're building.
You know exactly which system fits your life – today, and 30 years from now. Full clarity, not office-corridor opinions.
You have one reliable, English-speaking contact for every question. Someone who helps you adapt your coverage when life changes.
That's exactly what this life masterclass "Going Private" is about:

75 minutes, to move from „I should really sort this out" to: it's sorted.
Here's exactly what happens in
"Going Private" masterclass:
No slides full of legal text. Just the information you've been looking for – in the order that actually makes sense.
Why the wait — and whether it applies to you.
You find out why public insurance holders in Germany wait an average of 3.5 weeks longer for specialist appointments – and how you can change this.
The 5 things every high earner needs to know.
You get the 5 things every high earner in Germany needs to understand about their insurance situation.
How the system calculates your situation.
You understand exactly how Germany's system calculates what you receive – and why income above a certain threshold changes the entire equation.
The beliefs that lead to costly mistakes.
You see through the 6 beliefs that lead most high earners to either stay too long or switch for the wrong reasons – and how to avoid both.
Your 2 concrete next steps.
You leave with 2 steps you can take this week – no matter which direction you decide to go.

Most important:
You get a clear overview of what policymakers are actively discussing to "stabilize" public insurance – and why it directly affects your contributions, your benefits, and your window to act.
In short: You walk in with questions. You leave with a decision.
Before and after. What this decision actually changes.
Most high earners in Germany know something isn't quite right about their coverage. They just don't know exactly what — or what to do about it. This is what the other side looks like.
From months of uncertainty to clarity within days
You stop going in circles. You get access to specialists when you need them not when the system gets around to it.
From rising contributions to stable & transparent premiums
End the cycle of paying more for less. Understand what drives your contributions, and how you can change them.
From system‒driven decisions to decisions you make on your terms
Don´t let a system built for everyone decide for you.
You have the information.
You make the call.
"Going Private" masterclass is for you if:

You're employed with an annual salary above €77,400 – or self-employed.
You're in public insurance. And something doesn't add up for you.
You're already in private insurance but something feels unresolved.
You run your own show. This is the one area where you don't yet.
Hi, I`m Nataliya Shevchenko
I know this system because I had to figure it out myself.
I came to Germany at 19 — with big ambitions, little money, and no roadmap. I had to figure out the insurance system, the financial rules, and how to build a life here on my own, in a new language. The same questions you have? I had them too. And no one explained it clearly.
18 years ago, I made a decision I've never regretted for a single day.
I went private.
Early in my years in Germany, I shared a hospital room in Frankfurt with seven other patients — and years later, I waited weeks for a specialist appointment while barely able to walk from knee pain.
By the time I met the criteria to switch, my mind was already made up: I went private not as something I recommend to others, but as a decision I made for myself, with full conviction.
The background behind the advice:
I have been working in the financial industry since 2004. My academic credentials include a Diplom in Business Administration from Goethe University Frankfurt, the Chartered Financial Analyst® (CFA) designation, and an Executive MBA from ESSEC Paris & Mannheim Business School.
Before founding Team Shevsache GmbH in 2013, I worked at PwC, McKinsey & Company, and Allianz Global Investors.
What that means for you:
Behind "Going Private" Masterclass: 20+ years in the financial industry, hundreds of international professionals who finally got clarity and a decision I made for myself before I ever recommended it to anyone else.
Make the decision – before it's too late.
Policymakers are considering every option. Most of them cost you more.
Contribution rates are rising. Free family coverage is under review. The income threshold for switching may increase – sooner than expected.
Your entry conditions change with every year that passes.
Your profile today is not the same as in two years. The window to switch on your own terms doesn't get wider with time.
Timing determines your options.
The earlier you act, the broader your options – and the more favorable the terms.
The next 6 months decide:
Stop researching. Start deciding.
They were exactly where you are now.

5,0 out of 5 stars · 40 Google reviews
Nataliya guided me through the process of switching to private health insurance in a very clear and structured way. She explained all the options transparently, and the tutorial videos she shared were extremely helpful in understanding the details. Overall, I am very happy with the experience and can confidently recommend working with her.
Murat D.
I recently attended a webinar by Team Shevsache on private health insurance and found it extremely helpful. The session was well-structured, easy to follow, and full of practical insights that made a complex topic much clearer...Highly recommended for anyone looking to better understand private health insurance!
Supratick B.
I can fully recommend Natalia for all of your health and other insurances. She is patient, thorough, and put me in a better place with my new policies.
Brian L.
I can highly recommend Nataliya. She is extremely detail-oriented and consistently goes the extra mile to make sure everything is well thought through and properly covered. Her approach offers real comfort and confidence — I always feel that my situation is fully understood and taken seriously.
Rachel W.
I highly recommend Nataliya Shevchenko | Team Shevsache GmbH for her honesty, professionalism, and genuine passion for her work. What truly sets her apart is the way she provides clear, balanced advice, highlighting both the pros and cons, rather than simply trying to sell or broker policies. Thank you, Nataliya, for the excellent work you do!
Chris
Nataliya has very good understanding of Health insurances in Germany. She understood our requirements and conditions very well and gave the best advice to us. She is very kind, friendly and conversates in very good english with a lot of patience to clear all our doubts. I would recommend her strongly if you are an expat and willing to switch to Private Health Insurance.
Dileep M.
Free Live Masterclass for High Earners in Germany
Going Private:
Understand the health insurance system.
Make your move.
Reserve your spot:
Going Private · Free Live Masterclass
© 2026 BOLD BRANDS & TEAM SHEVSACHE GMBH | All rights reserved